Auto insurance is a contract between the insurance company and you, and it protects you from the financial losses that can occur if your car is stolen, vandalized, or you get into an accident.
You agree to pay the premium, and as a result, the company agrees to pay for the losses outlined in the policy. Most auto insurance policies cover the following:
- Property – like theft or damage to the car
- Liability – the legal responsibility to damage of property or injury to another person
- Medical – the amount required to treat injuries, pay for rehabilitation, or cover funeral expenses
Auto insurance covers you and your family members on the policy if you drive your car or someone else’s car with their permission. The policy will also cover a person who is driving your vehicle with your consent. A personal auto policy covers the person who is driving, running errands, or going to work, etc. It does not cover your car if it is being used for commercial reasons. It will not protect you if you use your vehicle for the transportation of people.
With the increased traffic on the roads, you can get into an accident at any time. Do not put your life and finances at risk; get auto insurance today. Call us today and let’s make sure you and your family are protected.